Request a Review
Tell me a little about your business and what you want to improve.
MET TOM? RECEIVED A FLYER? START HERE.
Are You Getting the Most Out of Your Current Payment Setup?
I’ll offer a complimentary second look to help you understand your costs, simplify your workflow, and explore what could work better.
Request a ReviewNo pressure. No obligation to switch.
See a sample review ↓YOUR COMPLIMENTARY SECOND LOOK
A fresh perspective.
A practical plan.
- Review processing costs and statement details.
- Identify possible operational inefficiencies.
- Evaluate payment technology and invoicing needs.
- Discuss suitable alternatives without pressure to switch.
One conversation. With me.Personal Guidance. Practical Solutions.
HERE’S HOW IT WORKS
Three steps to a clearer picture.
Discuss Your Current Setup
Walk through costs, tools, and how your business gets paid.
Receive Recommendations
Get practical next steps and suitable options to consider.
A STATEMENT EXAMPLE
See what a second look can uncover.
A short, recreated summary from an anonymized September 2026 merchant statement. The original statement is not displayed.
Historical educational example
Identifying details have been removed. This example shows how statement figures can be organized and discussed; it does not show a savings result or current pricing offer.
How the statement groups its fees
- Interchange
- $957.54
- Card association / network fees
- $179.68
- Payroc fees
- $413.13
- Total fees
- $1,550.35
HERE’S WHAT I’LL REVIEW
Three useful questions to ask.
- Do the fee groups add up?
Here, $957.54 in interchange, $179.68 in network fees, and $413.13 in Payroc fees reconcile to the stated $1,550.35 total.
- What does the $862.29 adjustment represent?
The statement lists this as a miscellaneous adjustment on September 14. Ask the provider to explain it and confirm how it appears in the deposit records. The statement alone does not show that it is an error.
- How should returns be considered?
The statement records $2,300 across 20 returns. I’d review how returns affect reported activity and make sure any comparison uses a consistent basis.
Based on an anonymized historical statement supplied as an educational example. It does not represent a current SMB Fintec client outcome, establish that any fee is improper, or predict savings. Fees and effective rates vary by business, card mix, transaction methods, provider, and agreement.
Request My Complimentary ReviewNeed help with more than card costs?
A review can also cover point-of-sale technology, invoicing, collections, and supported QuickBooks workflows.
LET’S START WITH YOUR BUSINESS
Bring your questions.
I’ll take a look.
No need to gather everything before reaching out. Start with the challenge you want to solve.
Book a complimentary consultationReady to share a statement?
Upload it directly to me through Dropbox.
Anyone with this link can upload a file. Use it only for your payment review. Do not include bank login details or full bank account numbers.
Prefer to call or text? (631) 889-0838
Do I have to change providers?
No. A review helps you assess your current setup and decide whether any change is worthwhile.
How do I share a statement?
Use the Dropbox upload button above. Anyone with the link can upload, so please use it only for your payment review. Do not include bank login details or full bank account numbers.
Will you guarantee savings?
No. Any recommendation depends on your actual statement, agreement, transaction mix, and business needs.
START WITH A CONVERSATION
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Tell me what you would like to improve.
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