Eligibility varies
Approval, product availability, amount, timing, and terms are determined by the funding provider. No approval or funding is guaranteed.
BUSINESS FUNDING
Your next move
starts with the right questions.
Working capital deserves a careful conversation about your goals, cash flow, and the full cost of funding.
Discuss Funding OptionsAN INTRODUCTION TO FUNDERIAL
Explore the fit
before the commitment.
SMB Financial Technology can introduce you to Funderial to explore available business funding options. We’ll start with what you need the funds for and what your business can realistically support.
Visit the Funderial applicationYou’ll leave this site for Funderial’s application. Review its privacy terms before sharing financial information.
Questions to ask about any offer
- What is the total amount you must repay or remit?
- How often are payments or remittances collected?
- What happens if sales decline?
- What fees, guarantees, liens, or other obligations apply?
- How do alternatives compare on total cost and cash flow?
Understanding a merchant cash advance.
A merchant cash advance is generally structured as a purchase of future business receivables rather than a traditional loan. Collection methods, reconciliation rights, costs, and contractual obligations vary. Frequent remittances can put pressure on cash flow; review the complete agreement and consider other financing options.
Know your obligations
Ask for written disclosures and the full agreement. Review total cost, payment frequency, default provisions, and any personal guarantees before signing.
Available nationwide
Funderial is available to businesses in all 50 states. Specific products, eligibility, and terms vary by provider and application.
SMB Financial Technology is a consultancy and referral resource, not a lender. This page is general business information, not an offer of credit or individualized financial or legal advice. Funding is subject to provider review and applicable requirements. Review Funderial’s published terms and disclaimer, and confirm the specific product, eligibility, costs, and obligations before moving forward.
Funderial rates and terms ↗ · Funderial disclaimer ↗