Request a Review
Tell me a little about your business and what you want to improve.
MERCHANT SERVICES & PAYMENT SOLUTIONS
What Could Be Working Better in Your Business?
Lower payment costs. Smarter technology. Easier collections. More ways to grow.
Book a Complimentary ReviewA complimentary review. Personal guidance from start to finish.
Tom ChenPayroc Sales Director · U.S. Navy Veteran
PAYMENTS THAT KEEP YOUR BUSINESS MOVINGYour business.
A better way forward.
A better way forward.
Independent guidance.
Personal attention.
PAYMENT SOLUTIONS
FUNDING CONNECTIONFunderial ↗
Payment solutions for independent businesses.
LESS FRICTION. MORE FOCUS.
What’s getting in the
way of your business?
You work hard for every sale. Your payment setup should help you keep moving, from the checkout counter to the back office.
01 / Payment Processing
Are card fees cutting into your profits?
Understand what you pay, compare dual pricing and interchange-plus, and make a more informed decision.
Explore payment processing 02 / Business TechnologyIs your setup slowing you down?
Explore POS, payment collection, and invoicing tools that fit the way your business operates.
Explore business technology 03 / Business FundingPlanning your next move?
Discuss working capital needs, costs, and whether an introduction to Funderial is appropriate.
Explore business fundingSpending too much time chasing payments?
Let’s look at invoicing, collection, and supported QuickBooks workflows.
PERSONAL GUIDANCE. PRACTICAL SOLUTIONS.
A real person in
your corner.
I’m Tom Chen, a U.S. Navy veteran, former small-business owner, and merchant services consultant. I help small businesses review payment processing, POS technology, and ways to get paid. I understand how tight margins and rising costs affect the decisions you make every day.
I’ll take time to understand your business, explain your options, and help you decide what makes sense.
Meet Tom ↗HOW I HELP
Clarity starts with a conversation.
Discuss Your Current Setup
I’ll review the costs and tools involved, along with how your business gets paid.
Receive Recommendations
I’ll share practical next steps and options that may suit your business.
PERSONAL GUIDANCE. PRACTICAL SOLUTIONS.
Not sure where to start?
Tell me what is getting in the way. I’ll help you find a useful next step.